Call: 01702 410 470Mon-Fri: 8am - 6pm | Sat: 10am - 2pm
Loughton: 0208 508 6668Mon-Fri: 9am - 6pm | Sat: Appointment Only

Frequently Asked Questions

What about my current vehicle?
No problem - We also offer a part exchange service.
When is the initial rental / deposit payable?
On delivery or shortly thereafter, payable from a nominated UK current bank account.
Where do your vehicles come from?
All of our vehicles are supplied directly from a UK main dealer of our choice
What is the initial payment?
We offer three or six months in advance but this can be negotiated subject to credit approval.
Can I put a personalised number plate on my car?
Yes - This is not usually a problem, but may be subject to a small administration charge from the funder.
How will my monthly payments be paid?
All Monthly rentals are collected by monthly direct debit from a current bank account of your choice.
What happens if my car is damaged, stolen or an insurance write off - Am I then liable for any financial shortfall to the finance company?
The Insurance Company will normally negotiate directly with the finance company, however we offer a GAP policy to cover any potential shortfall (Please see for more information) - Enter code PLC3409
How are Planet Leasing able to offer such low priced deals?
Due to our buying power and commitment to volume, we receive wholesale discounts - therefore reducing the initial cost and monthly payments thereafter. These savings are then passed directly onto yourself but as they are reliant on stock; you have to be quick.
Why do some prestige models cost less per month than less prestigious cars which cost less to buy initially?
The monthly payments are calculated by considering many factors, which include: The estimated depreciation of the vehicle, the term of the agreement, the annual mileage and the original discounted purchase price.
As a VAT registered business user, am I able to reclaim VAT?
Yes - If it is a car you can claim back up to 50% of the VAT element in your quarterly VAT return. However, you may be able to reclaim 100% of the VAT element if the vehicle is going to be used for 100% business purposes ONLY. You can also reclaim 100% of the VAT element on ALL commercial vehicles. You can also reclaim 100% of the VAT element on vehicle maintenance, servicing and repairs providing the business settles the invoice.
What do I do at the end of my contract?
We will arrange for your vehicle to be collected at a convenient time from an address of your choice. The finance company undertake a vehicle inspection taking into consideration the BVRLA fair wear and tear guide (Please see for more details).
Should I be cautious about my mileage limitations?
No - Not necessarily. However, if you foresee yourself exceeding your original mileage estimation, you can request an alteration to the original agreement. As a result you should expect to see an increase in your monthly payments thereafter.
Why does the monthly rental increase with the number of miles I do?
The residual value of the vehicle is affected by the amount of miles the vehicle covers during the term. Henceforth, the monthly payments will generally be higher for a customer driving a further overall distance.
I don't have my own business can I lease personally?
Yes - You may still benefit from the same rate as a business user but this is dependent upon the type of vehicle and the finance company.
Can you help if I've just started my own business?
Yes - However this may place limitations on your vehicle choice and the way in which it may be funded. Just speak to a member of our team.
Leasing options seem low - is there a catch?
No - There is no catch. We pride ourselves on our excellent customer service at no extra cost to the customer. We achieve the prices that we offer due to our communication and relationship with funders and dealers.
I'm opting out of my company car scheme. What's the best way forward?
We can assist customers who have opted to receive a "cash for car" allowance. Please call and speak to a member of our team. We will work out the best option for you.
I've always bought my vehicle, why should I lease next time?
We say "why buy when you can lease for less?" here's why... When you lease a vehicle you are paying for the use of the vehicle and not for the vehicle itself. You agree to pay a fixed monthly sum for the duration of the agreement and you are not financially responsible for the depreciation of the vehicle suffered during the term.
Why should I lease from you?
We are the fastest growing vehicle brokers in the South East and will guarantee to beat any 'like for like' written quotation. We are completely independent and organic, providing you with the most appropriate, trusted advice for you and your business no matter which vehicle you require.
Are you members of any association?
Yes - We are members of the BVRLA (British Vehicle Rental Leasing Association) and are fully approved by "Trading Standards - Buy with Confidence." In addition to this we hold a Consumer credit and Data protection license so both you and your personal details are in safe hands.
I can't see the exact model I want to lease, what do I do?
No problem - We can source and fund any vehicle within the UK so please call us and we will find the exact model to suit your requirements and budget.
If I have maintenance, where do I take the car for servicing?
You can take your car to any of the manufacturer's approved UK-based dealerships which may well be your local dealership.
How soon can I get my car?
If the car is in stock we can normally deliver within 10 working days. If we factory order your car it will take longer than this, but we will be able to tell you this when you enquire.

I took receipt of my new car yesterday thanks to Gary Spurgeon of Planet Leasing. The entire process was completely painless and the team at Planet pretty much dealt with everything. I say pretty much because I had to tell them what car I had decided on and sign the paperwork, but that was it. In a world where time is of a premium, using Planet leasing allowed me the time to carry on with my day, safe in the knowledge that Planet Leasing were taking care of everything on my behalf. Another bonus was that they couldn't be beaten on price (certainly with the other companies I engaged with).

Gary Fernon, Volkswagen Golf

All vehicle images and car descriptions shown on this site are for illustration and reference purposes only as provided by CAP data, and are not necessarily an accurate visual representation of the vehicle on offer. Our platform is optimised to show the best available price for your chosen configuration, if you would like review other prices for similar deals, please contact a member of our sales team on 01702 410470.

Planet Leasing Limited is a credit broker and not a lender, and is authorised and regulated by the Financial Conduct Authority. Registered No : 688093. Planet Leasing Limited is an Appointed Representative of AutoProtect (MBI) Limited which is authorised and regulated by the Financial Conduct Authority for Insurance Mediation, their reference number is 312143. You can check this on the FCA Register by visiting the www.fca.org.uk or by contacting the FCA direct on 0300 500 8082.

Registered in England & Wales with company number: 06160177 | Data Protection No: Z9866952 | VAT No: 938 0368 07
Registered Office: 601 London Road, Westcliff-on-Sea, Essex, SS0 9PE

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